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Is it time to
Upgrade the Family Home?
Has your family outgrown your current home?
It may be time for a family upgrade, to a bigger home in a friendlier suburb, Premium Capital Finance is here to make the process as easy and can be, we understand how tricky buying a new house can be.
That’s why we’ve developed a suite of products that will suit whatever situation you’re in. We’ve put together a guide designed to walk you through the purchase process and make things as easy as possible, no matter what you’re looking to do.
Having multiple lender options, we can offer multiple options to suit your individual family needs. Bridging finance allows you to purchase your new home before selling your existing home. Allowing you to breeze through the process stress free.
Premium Capital Finance has your best interest at heart when seeking finance. Best of all you will benefit from our product features:
Full 100% Offset available - Fixed or Variable
Unlimited ATM withdrawals
Unlimited deposits to Offset - No penalty
Ability to split loans
Interest Only or Principal & Interest options
Keep on top of your Home Loan with Premium Capital Finance. Call 1800 25 11 11 now to talk with one of our friendly Home Loan consultants.
Think it's time up upgrade the family home?
What to consider before buying a new family home
Before looking for your new property you’ll need to do some preparation to make sure you’re ready for what’s involved:
Get some advice – By talking to one of our friendly staff or our in house credit professional you’ll get a second opinion on your current situation, as well as a professional’s guide to what the market is currently doing. Our advice should help you answer the questions above and should also give you an idea of which loans might suit your needs. We'll also be able to look at your current and projected financial position, to give you an outline of the amount you may be able to borrow.
Set a budget before looking – Combine the advice you’ve received and the information you’ve discovered as a result of your research to determine how much you will need to borrow and what you’ll end up repaying.
Start the application process – After speaking to our friendly staff or in house credit manager, now that you’ve made a decision about what outcome you want from the new purchase, ask us to begin the application process for you. This will allow you to be ready to proceed as soon as possible once you find the ideal property.
Start looking – Now comes the fun part. With your budget in place and Premium Capital Finance getting your application up and running in the background, it’s time to start looking. You can start by contacting real estate agents, looking through newspapers, scouring the Internet or just driving through your desired suburbs, looking for houses for sale until you find the one that is just right.