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Bought the land
now it's time to build?
This is one of Premium Capital Finance specialities
House and land packages are often tailored to appeal to a specific group of buyers. You might find the one you want in a golfing estate, retirement village or even an eco-village. Then there are the new
sub-divisions, with opportunities for investors or first home buyers.
Land & Construction Home Loans
Premium Capital Finance has your best interest at heart when seeking finance. Best of all you will benefit from our product features:
Full 100% Offset available - Fixed or Variable
Unlimited ATM withdrawals
Unlimited deposits to Offset - No penalty
Ability to split loans
Interest Only or Principal & Interest options
Keep on top of your Home Loan with Premium Capital Finance. Call 1800 25 11 11 now to talk with one of our friendly Home Loan consultants.
Is buying a house and land any different to buying an existing house?
Financing for a house and land package usually consists of two steps: buying the land then building the house. The loans can be arranged together or separately.
Buying the land is a standard real estate transaction with a regular mortgage.
The second step requires a construction loan where you 'draw down' an agreed amount to pay for each stage as your home is built. That way, you only pay interest on the money you’re using at each stage.