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NDIS SDA

Finance

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Want to Refinance your current mortgage?

What happens if your current situation becomes very different to what it was previously? We recognise that the loan you took out when you first bought your property may not fit as well now as it did then.  We’ve put together a guide which outlines what you can do to refinance your loan to better suit your needs.

In today’s society life can change with the blink of an eye, so why should your mortgage stand still when everything else is changing at a rapid pace?

Refinancing or changing loans is often done to get a cheaper

interest rate or a wider range of features. It could equate to significant savings and also allow you to pay off your home loan quicker. Best of all it is easier than you think.

Premium Capital Finance has your best interest at heart when seeking finance. Best of all you will benefit from our product features:

Full 100% Offset available - Fixed or Variable

Unlimited ATM withdrawals 

Unlimited deposits to Offset - No penalty

Ability to split loans

Interest Only or Principal & Interest options

Why should you Refinance?

Here are a few considerations that will help you decide if it’s time to refinance, and bring your mortgage up-to-speed with the rest of your life.

  • Lower interest rate – The most likely reason you’re looking to refinance your mortgage is to get a better deal on your interest rate. The interest rate is one of the most significant factors in determining how much your repayments are each month. While it’s important to have a competitive rate, you need to ensure the loan features suit your needs, and give you a mortgage that works for you. By speaking to a mortgage broker or credit professional you will receive guidance on the best mortgage to suit your requirements.

  • More flexibility – Many people only realise the restrictions of their home loan when they try to do something, only to find their loan either doesn’t offer that feature, or they will incur a hefty fee to do it, by which stage it's too late. If this situation sounds familiar, it may be time to speak to a mortgage broker or credit professional to see if there are other products that offer the features you are looking for.

  • New product options – In the current lending market, competition between banks and other lenders is fierce. This means new products are being developed, which may suit your situation better than your current loan. It’s important to receive the most up-to-date advice from a mortgage broker or credit professional, as there may be a home loan product that makes refinancing your mortgage worthwhile.

Frequently asked questions

What is SDA in NDIS?


Specialist Disability Accommodation (SDA) refers to accommodation for people who require specialist housing solutions, including to assist with the delivery of supports that cater for their extreme functional impairment or very high support needs.




Can I insert pictures in my FAQ?


Yes! To add a picture follow these simple steps:

  1. Enter App Settings
  2. Click the "Manage Questions" button
  3. Click on the question you would like to attach a picture to
  4. When editing your answer, click on the picture icon and then add an image from your library




Can I insert a video in my FAQ?


Yes! Users can add video from YouTube or Vimeo with ease:

  1. Enter App Settings
  2. Click the "Manage Questions" button
  3. Click on the question you would like to attach a video to
  4. When editing your answer, click on the video icon and then paste the YouTube or Vimeo video URL
  5. That's it! A thumbnail of your video will appear in answer text box




How do I edit or remove the "FAQ title"?


The FAQ title can be adjusted in the settings tab of the App Settings. You can also remove the title by unchecking its checkbox in the settings tab.





Request a Call

Call Premium Capital Finance on 1800 25 11 11

or request a call from one of our experienced 

mortgage consultants.

Enquire online today

Talk to a finance expert today.

Find the best solution, rate & deal that best suits your needs, and best of all it's free.